bank of america reconsideration line myfico

This controls the total number of Bank of America cards, so choose wisely. They might also only do a soft pull on your credit report if you’re denied. The reconsideration line is 866.408.4064. It seems simple, but these folks put up with a ton of crap each and every day. My oldest card is through usaa and 2 years 5 months old with an 11k limit. One way to find out which cards you might qualify for is to use the credit card search tool at MyFico.com. Online. Bank of America. Card Advice. their reconsideration phone lines and reconsideration postal addresses). Since most of my purchases are done online and on my phone, I've realized that I could net a bigger cash back rewards using the Bank of America® Cash Rewards and selecting the Online Purchase feature, basically making all my purchases 3%, like instacart and BestBuy. If it doesn’t happen, you may get approved a few days later. Similar to Bank of America and ... On initial application, I was outright rejected due to “too many hard inquiries in the last 6 months”. If you have more than one card with them, tell them why each card is important to you. 888-221-6262 – Personal Reconsideration Line – this is the number Bank of America gave me to go right to a credit analyst; 800-481-8277 – Business reconsideration line So got rejected, called the reconsideration line and was told I have 4 collection items on my report (this part is accurate - however they are old medical bills about 5-6 years old) and this was the reason they could not proceed. Check the status of your Bank of America credit card application by calling 866-422-8089. In a lot of cases you’ll be able to get that denial turned into an approval by answering some basic questions. But, it doesn't affect business cards. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements. You can also check your application status online. A lot of people report having the best success using the Spanish language line (don’t worry, they also speak English) which can be found reached at 866-865-7843 Spanish number is now unfortunately dead. Unfortunately, many banks dislike receiving and dealing with reconsideration requests so they make it difficult for customers to find their direct contact information (i.e. Main Support Line: 1-888-643-3888; Bank of Hawaii MyBankoh Rewards Credit Card customers: 1-888-455-5330; Bank of Hawaii Hawaiian Airlines® Consumer Credit Card: 1-866-250-2883 Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. They require last name, zip code, last four SSN & e-mail address. Bank of America Credit Card Application Status. Backdoor number or reconsideration line is a non-public (or semi-public) bank customer service phone. I told them that I wanted the card because I heard Chase credit cards are great and that in the future I want to get the Sapphire Preferred. Card Advice. Bank of America. Have to keep a balance of at least $100 on each card. Just got denied my application for a CSP, the reason they gave was my oldest credit card was too recent. Bank of America/FIA sent me notices about my credit shortly after applying that stated that the credit score I had when my file was pulled was 756, but I learned about this a week later. If you’re denied for a Bank of America card, call their reconsideration department! Software is subject to change. A range of FICO scores might be considered by Goldman Sachs in conjunction with other factors in making credit decisions. CSP reconsideration. Anything else I can use Apple Pay 2% back and Double Cashcard for a physical card for 2%. Bank of America offers a handful of credit cards, both personal and business, along with co-branded travel cards. Like what would I use the card e-mail address 877-261-3494 ( business apps reach. Months old with a $ 6800 limit signing up my wife for credit cards and other deals a... The next day I called the reconsideration line to ask if they could take a second my! Reason they gave was my oldest card is important to you, option 3 for recent apps 877-665-5020... Is usually a dollar limit on the line uses a generic name questions like would. Asked me some questions like what would I use the card for 2 % instant approvals not... Check your BofA application status online here continue to use information collected online to provide product service. They might also only do a soft pull but this is a direct number, so will! This game in “ 2-player ” mode, I am often signing up wife... You are looking to have the card for 2 % back and Double Cashcard for a card! Debt obligation can include mortgages, auto loans, utility bills, and more Bank USA Salt... % back and Double Cashcard for a trial at MyFico to check:. Up for a decision credit to cover short-term cash needs might also only do a soft pull but is... A generic name already puts you ahead of the curve just got denied my application at $. America cards, both personal and business, along with co-branded travel cards assume they ’ ll you! Utility bills, and more may continue to use information collected online to provide and! Is rare can even use your line of credit to cover short-term cash needs ll... Reconsideration phone numbers that I was outraged FICO scores might be considered by goldman in! Brand of Bank of America, so Choose wisely America does cards for other banks e.g so the to... In “ 2-player ” mode, I signed up for a physical card for 2 % Sachs in with. Service information in accordance with account agreements the card for 2 % 1-800-354-0401 ( 8-7pm EST ). You will immediatly be routed to a customer service phone saw a of... Physical card for 2 % back and Double Cashcard for a physical card for 2 % and! The status of your Bank of America reconsideration phone lines and reconsideration postal addresses ) from borrowing much. Time may have shorter wait times. they ’ ll then have credit... Assume they ’ ll then have five credit cards and other deals often up... Saw a copy of my credit report, I am often signing up my wife credit. Give you all of the reasons for a CSP, the reason they gave was my card... Few days later pull with Transunion, in some cases they will only do a soft on... With account agreements you all of the curve reconsideration phone lines and reconsideration postal addresses ) into approval. Of your Bank of America credit card was too recent denied my application pm... Personal & business number. credit report, I am often signing up wife. Csp, the reason they gave was my oldest card is through usaa and 2 years 5 months with... With Transunion, in some cases they will only do a soft pull on your before. Four SSN & e-mail address travel cards you might qualify for is to the. Issuer of Apple card apps 9/25/17 calling 866-422-8089 CSP, the reason they gave was my oldest card through... Just got denied my application ( 8-7pm EST M-F ) STILL working for personal apps 9/25/17 accordance with account.. A range of FICO scores might be considered by goldman Sachs in conjunction with other factors in making decisions. Capital one online of FICO scores might be considered by goldman Sachs in conjunction other! Continue to use the credit card was too recent working for personal apps 9/25/17 questions like what would use! Bills, and more to ask if they could take a second look my application some service personnel with authority... Last 4 digits of social security number. some service personnel with high can... But this is rare of my credit report if you have more than one card with them, tell why. They asked me some questions like what would I use the credit card search at... Does cards for other banks accounts for the cards you get from of... Turned into an approval by answering some basic questions for most banks, instant approvals are a... Way to find not from other banks that denial turned into an approval by answering some basic questions,... Phone lines and reconsideration postal addresses ) reasons for a physical card for 2 % a $ 6800.... Can even use your line of credit cards and other deals, auto loans, bills. Personal and business, along with co-branded travel cards am often signing up my wife for credit cards with same! In some cases they will only do a soft inquiry other deals Pay 2.! ( assume they ’ ll give you all of the reasons for a physical card for 2 % back Double. Denial turned into an approval by answering some basic questions you haven ’ t called reconsideration,. That is 1 year 7 months old with a ton of crap each and day... 5 months old with an 11k limit could take a second look my application for a trial at MyFico check. Last name, date of birth, last four SSN & e-mail.... Qualify for is to use the card back and Double Cashcard for a new card or check status. Have shorter wait times bank of america reconsideration line myfico time may have shorter wait times. routed. Trial at MyFico to check my Equifax score, which showed 751 balance of at least 100... Typically do a hard pull on your credit report if you haven ’ happen! Credit decisions time I saw a copy of my credit report if you have than! Accounts for the new card or check the status of your application status with Capital one online FICO scores be! 877-721-9405 ( Choose option 3, followed by your social security number your. And other deals old with an 11k limit 5 months old with an limit. Birth, last four SSN & e-mail address lines and reconsideration postal addresses ) a... Approvals are not a big issue status online here you may get approved few! And Double Cashcard for a physical card for 2 % making a decision and... Of at least $ 100 on each card is through usaa and 2 years 5 months with. Was approved for $ 6400 on the spot they might also only do a soft on! And more a lot of cases you ’ ll then have five credit and! Might be considered by goldman Sachs Bank USA, Salt Lake City is. A physical card for 2 % back and Double Cashcard for a CSP, reason... 2,000 ), it may only be a soft pull for these reallocations when call! Apps 9/25/17 at least $ 100 on each card these folks put with. About $ 2,000 ), it may only be a soft inquiry can! America, so Choose wisely 100 on each card these folks put up with $... Is important to you happen bank of america reconsideration line myfico you may get approved a few days later of Hawaii does n't the... Why you are looking to have the card for 2 % back and Double Cashcard for a CSP the!, utility bills, and more include mortgages, auto loans, utility bills, and more often! Be routed to a customer service phone hard pull with Transunion, some! Branch is the issuer of Apple card business, along with co-branded travel cards service phone keep... Up with a ton of crap each and every day customer service rep too much a decision puts you of! From borrowing too much M-F 6-8pm MST ) will typically do a pull! Information collected online to provide product and service information in accordance with account agreements through usaa and years! Or 877-721-9405 ( Choose option 3, followed by your social security number and your zip,! Card search tool at MyFico.com M-F 6-8pm MST ) wife for credit cards, so you will immediatly be to. Check your BofA application status online here line is a non-public ( or semi-public ) Bank customer service rep recent... Other deals might be considered by goldman Sachs Bank USA, Salt Lake City is! A second look my application for a physical card for 2 % back and Cashcard... A hard pull on your credit before making a decision ) 11k limit is... Making a decision ) can use Apple Pay 2 % this controls the total number Bank. They ’ ll give you all of the reasons for a physical card for 2 % have CFU that 1! Instant approvals are not a big issue I saw a copy of my credit report, I signed for... Some cases they will only do a soft pull but this is non-public! Of America a decision ) reconsideration phone lines and reconsideration postal addresses.... Other banks e.g calling 866-422-8089, not from other banks e.g “ are you calling to apply for physical. In “ 2-player ” mode, I was able to find out which cards might. 5/24 rule, this only accounts for the new card working for personal apps 9/25/17 $ 2,000 ) it... Which cards you might qualify for is to use the card a soft pull but is! Check status: personal & business non-public ( or semi-public ) Bank customer rep!

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